What to Do After a Car Accident in Texas
Tamisha Delvaille | Jul 21 2025 15:00
Even a minor car accident can leave you shaken, unsure what to do next, and concerned about your health, your finances, and your future. Whether your crash happened on I-10 near Katy Mills, along TX-249 in Tomball, or on Fry Road in Cypress, knowing how to respond can help protect your rights and make the road to recovery smoother.
Step 1: Prioritize Safety & Medical Needs
Check yourself and any passengers for injuries. If you're able, move your vehicle out of traffic to a safe location. Call 911 immediately if anyone is hurt or if the vehicles can’t be moved.
Keep in mind: Texas law requires you to report any accident involving injury, death, or property damage over $1,000.
Step 2: Exchange Information & Document the Scene
After calling law enforcement, exchange the following with the other driver:
- Full name and contact information
- Insurance company and policy number
- Driver’s license and plate number
Use your phone to take photos of the vehicles, street signs, damage, license plates, and any visible injuries. If the wreck happened near a well-known local landmark—like LaCenterra at Cinco Ranch or the Tomball Marketplace—note that in your description as well. Nearby security footage may help later.
Step 3: Don’t Admit Fault
Stick to the facts when speaking to the police or the other driver. Even a polite apology can be misinterpreted as admitting fault. Let the investigation determine liability.
Step 4: Get Medical Care—Even If You Feel Fine
Many injuries, especially whiplash or soft tissue damage, aren’t immediately obvious. Visit an urgent care clinic or your primary doctor within 24–48 hours, even if your symptoms seem minor. This creates a medical record that supports your claim.
Step 5: Notify Your Insurance Company
Report the accident promptly. Be careful when giving statements—especially if the other party’s insurance calls. Don’t agree to recorded interviews or quick settlements without speaking to an attorney.
Step 6: Talk to a Local Car Accident Lawyer
If you’ve suffered injuries, missed work, or are unsure how to handle the insurance claim, a lawyer can help. Texas uses a modified comparative fault system—meaning if you’re found more than 50% responsible, you may not recover compensation. A lawyer can gather evidence, negotiate with insurers, and fight for fair compensation.
Common damages include:
- Medical expenses
- Lost wages
- Pain and suffering
- Car repair or replacement
Quick Checklist After a Texas Crash
- Call 911 and move to safety
- Exchange info with the other driver
- Take pictures and document the scene
- Get medical care—even for small aches
- Report the crash to your insurance
- Contact a personal injury attorney before accepting any settlement
We Help Car Accident Victims Across the Houston Area
If you were hurt in a crash near Katy, Tomball, Cypress, or anywhere in Northwest Houston, we’re here to help. We’ve represented clients injured on Grand Parkway, near Bridgeland High School, and throughout the Harris County area.
Call today for a free consultation. We’ll review your case, explain your options, and help you move forward with confidence—no upfront fees, and no pressure.